DR. ARJUN PATEL. Regulating Trust: Data Governance, Explainable AI, and the Future of Insurance Innovation. International Multidisciplinary Journal for Research & Development, [S. l.], v. 12, n. 09, p. 607–615, 2025. Disponível em: https://www.ijmrd.in/index.php/imjrd/article/view/4207. Acesso em: 13 jan. 2026.