KHASANOVA KHAMIDA KHAYDARALIYEVNA. MODERN TRENDS IN INCREASING THE EFFICIENCY OF BANKING SERVICES IN THE CONTEXT OF ECONOMIC TRANSFORMATION. International Multidisciplinary Journal for Research & Development, [S. l.], v. 13, n. 03, p. 576–582, 2026. Disponível em: https://www.ijmrd.in/index.php/imjrd/article/view/5367. Acesso em: 16 apr. 2026.