Dr. Mateo Sinclair (2025) “CONVERGENT TRUST FRAMEWORKS: INTEGRATING AI-DRIVEN REAL-TIME FRAUD DETECTION WITH BLOCKCHAIN-BASED IDENTITY AND PROVENANCE FOR RESILIENT DIGITAL BANKING”, International Multidisciplinary Journal for Research & Development, 12(11), pp. 765–773. Available at: https://www.ijmrd.in/index.php/imjrd/article/view/4256 (Accessed: 4 June 2026).