Khasanova Khamida Khaydaraliyevna. “MODERN TRENDS IN INCREASING THE EFFICIENCY OF BANKING SERVICES IN THE CONTEXT OF ECONOMIC TRANSFORMATION”. International Multidisciplinary Journal for Research & Development 13, no. 03 (March 23, 2026): 576–582. Accessed April 16, 2026. https://www.ijmrd.in/index.php/imjrd/article/view/5367.