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Vol. 10 No. 12 (2023)
International Multidisciplinary Journal for Research & Development

Articles

IMPROVING THE PRACTICAL BASIS OF THE CREDIT MECHANISM

Published 2023-12-20

  • Gadoev Suhrob Jumakulovich,Raxmonov Shuxratjon Xaydarqulovich,Shodiyeva Shamsiya Nuraliyevna

Gadoev Suhrob Jumakulovich,Raxmonov Shuxratjon Xaydarqulovich,Shodiyeva Shamsiya Nuraliyevna
Termiz State University

Abstract

In developed countries, by improving the practical foundations of the credit mechanism, the role of commercial banks in the development of the real sector of the economy, in ensuring the efficiency of the use of loans, and in the development of bank lending activities on the basis of innovations is ensured.The article reveals urgent problems related to the improvement of the practical foundations of the credit mechanism and develops scientific problems aimed at solving these problems.

Keywords

Commercial banking, credit, credit mechanism, credit resources, resource base, credit provision, credit risk.

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