DIGITAL ECONOMY AND INCLUSIVE DEVELOPMENT: MODERN APPROACHES TO POVERTY REDUCTION.
Abstract
Background: Digital transformation has rapidly altered economic and social landscapes, creating new pathways for inclusive development and poverty reduction worldwide.
Objective: This paper reviews the impact of the digital economy on inclusive development, with a particular focus on modern approaches to poverty reduction.
Methods: The study analyzes empirical data, international reports, and case studies from 2018 to 2024, prioritizing experiences from low- and middle-income countries.
Results: Digital interventions—including mobile banking, e-government, and digital skills programs—have expanded access to finance, social protection, and employment opportunities. Yet, persistent digital divides related to access, affordability, and skills remain significant obstacles.
Conclusion: To realize the full potential of digitalization in poverty reduction, countries must combine technological innovation with inclusive policies, infrastructure investment, and human capital development.
Keywords
Digital economy; inclusive development; poverty reduction; digital transformation; mobile banking; digital skills; e-government; digital divide; social protection; global development.
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