THEORETICAL FOUNDATIONS FOR ENSURING THE STABILITY OF THE NATIONAL PAYMENT SYSTEM

Authors

  • Raimov Mirzokhid Shukhratovich,Ochilov Akram Odilovich Independent Researcher at Karshi State University, Head of Department at the Kashqadaryo Regional Branch of the Central Bank of the Republic of Uzbekistan,Doctor of Economics, Professor of the Department of Economics at Karshi State University.

Keywords:

banks, payments, payment systems, electronic money, information and communication technologies, cryptocurrency, non-cash money.

Abstract

The article develops proposals and recommendations for the creation of a unified information and legal environment in the field of payment systems by banks, effective regulation of the payment services market, ensuring the activities of payment systems, payment system operators and payment service providers, increasing transparency and openness. Reasonable solutions to current problems related to the widespread adoption of modern payment systems are also proposed in the Republic of Uzbekistan.

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References

Kochergin D.A., Yangirova A.I. Monetization and Inflation: Comparative Analysis of National Economies.

Usoskin V.M., Sheremyat A., Saifullin R. Ensuring Stability of National Payment Systems: Credit Money and Risk Management. [Publication details, year].

Bank for International Settlements (BIS). Core Principles for Systemically Important Payment Systems. Basel, 1992.

Lamfalussy, A. Report on Minimum Common Features of Domestic Payment Systems. BIS, 1992.

Basel Committee on Banking Supervision. Basel III: A global regulatory framework for more resilient banks and banking systems. Bank for International Settlements, 2010.

National Bank of Uzbekistan. Single Interbank Electronic Payment System: Methodological Guidelines. Tashkent.

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Published

2025-10-30

How to Cite

Raimov Mirzokhid Shukhratovich,Ochilov Akram Odilovich. (2025). THEORETICAL FOUNDATIONS FOR ENSURING THE STABILITY OF THE NATIONAL PAYMENT SYSTEM. International Multidisciplinary Journal for Research & Development, 12(10), 760–763. Retrieved from https://www.ijmrd.in/index.php/imjrd/article/view/4711

Issue

Vol. 12 No. 10 (2025): International Multidisciplinary Journal for Research & Development

Section

Articles

License

Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.